S1
Current Reality
Your monthly snapshot, without judgment — eight lines, one month, no grades.
Step 2 · Build Your PlanIN PRODUCTION
The No-Shame Spending Reset
A 30-day money workbook · $19
Build a practical 30-day plan: a pay-cycle map, a bill calendar, sinking funds, spending boundaries, and a weekly money-review ritual. Second person, zero lectures, genuinely fillable — the system your spending patterns have been waiting for.
Almost here — join the waitlist and you'll hear first:
Waitlist members are never auto-charged for anything.
What you get
65-page fillable PDF
Real form fields on every worksheet — type, save, resume. Designed for screen reading with the full Girl Math Lab warmth.
Printer-friendly version
The same 65 pages on white, ink-economical backgrounds — prints cleanly in grayscale, A4-safe.
Spreadsheet companion
Six tabs that mirror the worksheets, with every formula visible — imports straight into Google Sheets.
What's inside
Eight sections, one system
Each section teaches one idea, hands you the worksheet, and shows a worked example — then the 30-day reset installs the whole thing at a humane pace.
S2
Build a Pay-Cycle Map
Every bill assigned to the specific paycheck that covers it, so no single payday gets crushed.
S3
Find True Expenses
The costs that only look surprising — named, dated, and divided into calm monthly amounts.
S4
Create Sinking Funds
Small piles with names and due dates, dripped per paycheck with one honest formula.
S5
Guilt-Free Spending Boundaries
A weekly number you don't have to earn, a waiting rule for big maybes, and a social line you're allowed to hold.
S6
Debt & Savings Decisions
Snowball vs avalanche and buffer-vs-debt, compared calmly — no universal winner, no lecture.
S7
Spending Friction
Make autopilot spending mildly inconvenient and the good moves automatic. Pick three, only three.
S8
The 30-Day Reset
Four weeks to install the system — one focus per week and a ten-minute Sunday ritual.
Every worksheet ships with a clearly-labeled fictional example — you always see what "finished" looks like before you fill anything.
Who it's for
- You found your patterns (audit or instinct) and want the structure on paper.
- Your paychecks and bills never quite line up, and it always feels like your fault. (It isn't.)
- You've quit budgets before — because they were built on shame and averages.
- You want fun spending protected, not eliminated.
Who it's NOT for
- If you're in a genuine debt crisis or facing collections, a workbook is the wrong tool — a nonprofit credit counselor is a better next step, and the workbook says so in plain terms too.
- If you want investing picks or "get rich" tactics, that's a different shelf.
- If you're hoping for a promised dollar amount saved — this book promises a calmer system, not a number. Anyone promising a number is guessing.
14-day, no-essay refund
Purchases are handled by Lemon Squeezy as merchant of record. Not for you? Email support@girlmathlab.com within 14 days. Details in the terms.
Questions, answered
Is the PDF actually fillable?
Yes — every worksheet line, checkbox, and journal box is a real PDF form field. Type in any app that supports PDF forms (Preview, Acrobat, most tablet PDF apps), save, come back later. A printer-friendly version is included for pen people.
Do I need Excel for the spreadsheet?
No. The companion is a standard .xlsx that imports cleanly into Google Sheets (free) and also works in Excel and Numbers. Every formula is visible and editable — nothing is locked or hidden.
Is this the free guide again, but paid?
No. The Money Pattern Lab (free) helps you find your patterns. This workbook builds the system that handles them: the pay-cycle map, sinking funds, boundaries, and the 30-day install. The free guide's content isn't repeated here.
How much time does it take?
About two hours of setup spread across the first week, then the 30-day reset runs on roughly ten minutes a week. Sections are skippable and nothing breaks if life interrupts.
What happens after I pay?
Checkout is handled by Lemon Squeezy (our merchant of record). The download email with all three files arrives within a couple of minutes, and your receipt link re-downloads the latest version anytime.
What if it's not for me?
Email support@girlmathlab.com within 14 days for a refund — no questions, no essay required.
General education, not individualized financial advice. One purchase, one person — thank you for not sharing the files.